Find a member

PQP was founded on one observation.

Most retained margin problems in the Lloyd's market and across multinational programmes are not underwriting problems. They are sequencing problems.

The non-risk premium layer — statutory, fronting, distribution, and reinsurance economics — is almost universally handled through manual processes that were never designed to be read as a whole.

The result is a structural sequencing gap that sits outside standard variance attribution and compounds silently across territories.

PQP was built to map that gap and make it measurable.

Pimloc’s multimedia AI redaction, privacy and intelligence platform unlocks commercial and societal value from large-scale video, audio and text - all while protecting people's freedoms. Proprietary deep-tech AI platform, Secure Redact, has been built for real-world multi-modal data - including CCTV, Body-Worn Cameras and Dash Cameras. Pimloc empowers private and public organisations by providing the privacy layer for mass-scale video usage – for better security for all.

We don’t just sell insurance, we understand your world. Each sector we serve faces unique challenges, from complex governance structures to specialised risk profiles.

Our team combines deep insurance market knowledge with genuine understanding of the values-driven sector.

Welcome to Policy Powerhouse – where non-standard doesn’t mean second-best. With over 30 years of experience in the insurance industry, we specialise in providing affordable, flexible, and reliable insurance cover for holiday lets, holiday homes, and unique or hard-to-cover properties across the UK

Policy Expert is the data-driven home insurer born in 2010 with the ambition to use proprietary technology to deliver better customer experiences, from pricing through to claims. We have grown rapidly to protect over 500,000 homes while redesigning the insurance process, including pioneering fixed rate cover in the UK and introducing jargon-free Plain English policies. Policy Expert has been the UK's number one rated home insurance provider on Review Centre since 2013 and we were voted 'Home Insurer of the Year' in 2017 and 2018.

OpenCover protects the growing number of businesses transacting on blockchain networks against technical, economic, and cybersecurity risks. OpenCover’s real-time blockchain transaction cover and range of protocol covers recreate the safety net businesses rely on when transacting on traditional rails.

OpenDialog AI is a pioneering conversational AI platform provider, enabling businesses to deliver intelligent, context-aware digital agents that enhance customer engagement and operational efficiency. With a focus on creating sophisticated and natural conversational experiences, OpenDialog serves a wide range of industries, driving both innovation and value.

OpenDialog empowers enterprises to:

• Automate up to 90% of customer interactions online

• Deliver personalised, empathetic customer and patient experiences

• Maintain compliance with fine-grained controls and robust data protection

• Scale seamlessly with future-proof technology

Open is a truly digital insurance company that launched in Australia in 2016. Open offers direct, white-label and embedded car, home and travel products that save customers time, hassle and money. Open is growing rapidly in Australia through major partnerships with telco, health insurers and finance companies.

Since launching the company has doubled almost every year and won awards for its customer experience, instant claims technology and innovative pay-as-you-drive car insurance.

The team has raised $50m in venture capital and are now launching in the UK in 2022.

Optalitix is an award-winning software provider, that offers a no-code pricing and underwriting platform for global insurers, reinsurers, MGAs. It converts Excel, Python, and R models into cloud-hosted APIs within minutes, enabling compatibility with advanced tools like reserving models and claims simulations, and enhancing efficiency and innovation in pricing and underwriting. 

Pancentric has been at the forefront of digital transformation for more than two decades.

Today, we provide specialist cloud solutions for the insurance sector, from eTrade and policy administration to AI-powered back-office services, portals, and automated email communications across broker networks and the customer lifecycle.

Ask about our Go-Insur PAS, HUB Portal and Enabler-Mail solutions. Digital advisory services also offered.

Clients range from start-up and scale-up MGAs to large insurers and broker network organisations.

Pancentric is ISO27001 compliant.

Paper connects the end-to-end insurance workflow for the brokers, MGAs and underwriters. From submission to bind, Paper captures, structures and cascades data through your existing tech stack, no rekeying, no rebuild, no change in behaviour.

Built by insurance professionals, for insurance professionals. ISO 9001 and 27001 certified. Ringfenced AI. 97%+ ingestion accuracy.
Faster quotes. Richer data. Every system connected.

Percayso Inform’s insurance intelligence goes beyond traditional data enrichment by providing unique solutions at all stages of the insurance lifecycle. We deliver unrivalled uplift for insurers, brokers and MGA's creating a powerful competitive advantage.

PH Innovate Group (PHIG) is a group of companies covering in-house insurance product development and distribution. The group includes a technology incubator, providing a platform to create an end-to-end insurance trading ecosystem, and achieve market-leading performance for its insurance partners.

PHIG has four operating companies employing 100+ staff, generating revenues over £6m a year, while expanding and feeding into the Fintech economy.

Photocert is a leading expert in authenticating digital media—from photos to documents—using cutting-edge technology to optimize processes that rely on this data. In an era of deepfakes, generative AI, and image manipulation, Photocert plays a crucial role in safeguarding the integrity of visual data while enabling straight-through processing. Their clients recognize that effective process automation starts with authenticating media to ensure reliability.

Pikl is the revenue growth partner for the travel market, backed by insurance. Flexible Cancellation, the company's flagship product, gives short-term rental property managers and hosts the confidence to convert more bookings, without losing revenue if guests cancel. Backed by data and insights from every booking it covers, Pikl helps its clients understand risk so they can find opportunities to grow their business. The company's footprint is swiftly expanding worldwide.

Pikt connects to the technology already running on site and gives risk engineers a continuous, time-stamped view of every project — between surveys, not just on the day of a visit.

Survey frequency is set by budget; site risk isn’t. A risk engineering fee stretches to two or three site visits a year, and everything between goes unseen. Pikt enhances what the fee buys: every site monitored continuously, changes flagged as they happen, and physical surveys directed where the data says they matter most.

Miss Moneypenny Technologies revolutionizes customer engagement with Wallet Studio, its flagship SaaS platform. Leveraging Apple Wallet and Google Wallet, it transforms static wallet cards into dynamic tools that dramatically enhance interactions for carriers, MGAs, and brokers, surpassing the capabilities of traditional tools. Digital policy cards created with Wallet Studio streamline claims processing, reduce operational costs, and simplify customer interactions. Miss Moneypenny Technologies drives digital innovation in financial services, ensuring companies remain at the forefront of customer-centric engagement.

MyVal is an Australian insurtech helping people document what they own before something goes wrong. The app guides homeowners to capture items using photos and video, automatically organising them into clear, item level records aligned to insurance needs. It highlights gaps such as sub limits or missing proof early, so cover can be reviewed in advance. This preparation leads to smoother claims, fewer disputes, and faster recovery.

Nettle is the world’s first end-to-end software for risk engineering, transforming the field with cutting-edge AI and bringing everything a risk engineer needs together in one place. By enabling risk engineers to perform 5x more inspections and delivering underwriters the most detailed risk insights ever, Nettle sets a new benchmark for efficiency and precision in commercial insurance.